2026/27 tax year

£18 an hour is how much a year? Salary and take-home pay

£18 an hour is £35,100 a year on a 37.5 hour week, or £2,925 a month and £675.00 a week before tax. After income tax and National Insurance in 2026/27 that is £28,792 a year, £2,399 a month, which works out at £14.76 for every hour worked.

How much is £18 an hour at different weekly hours?

Hours a week	Per week	Per month	Per year	Take-home per year	Take-home per month
20 hours	£360.00	£1,560	£18,720	£16,998	£1,417
25 hours	£450.00	£1,950	£23,400	£20,368	£1,697
30 hours	£540.00	£2,340	£28,080	£23,737	£1,978
35 hours	£630.00	£2,730	£32,760	£27,107	£2,259
37.5 hours	£675.00	£2,925	£35,100	£28,792	£2,399
40 hours	£720.00	£3,120	£37,440	£30,476	£2,540
45 hours	£810.00	£3,510	£42,120	£33,846	£2,821

Take-home pay breakdown by period for 2026/27
Item	Yearly	Monthly	Weekly	Daily	Hourly
Gross pay	£35,100.00	£2,925.00	£675.00	£135.00	£18.00
Income tax	−£4,506.00	−£375.50	−£86.65	−£17.33	−£2.31
National Insurance	−£1,802.40	−£150.20	−£34.66	−£6.93	−£0.92
Take-home pay	£28,791.60	£2,399.30	£553.68	£110.74	£14.76

Where your gross pay goes

Take-home £28,792(82%)Income tax £4,506(13%)National Insurance £1,802(5%)

Effective tax rate: 18%
Marginal rate: 28%
Personal allowance: £12,570
Tax code: 1257L

Effective rate is income tax, NI and loan repayments as a share of gross pay. Marginal rate is what you lose from the next £1 earned. Employer NI on this salary is £4,515 a year on top.

Income tax by band
Band	Rate	Taxable	Tax
Basic rate	20%	£22,530	£4,506.00
Total income tax		£22,530	£4,506.00

Add pension, student loan or different hours: Open £18/hour in the calculator

Is £18 an hour a good wage?

This is 1.4 times the £12.71 National Living Wage and below the UK median full-time hourly rate of £19.67. On a 40 hour week the same rate pays £37,440 a year and £2,540 a month after tax, while a 30 hour week gives £28,080 gross.

How much tax do you pay on £18 an hour?

Deductions on the 37.5 hour salary of £35,100 are £4,506 income tax and £1,802 National Insurance, an effective rate of 18%. The £12,570 personal allowance covers the first part of the year's pay, and the remaining £22,530 is taxed at 20%.

What difference does £1 an hour make?

Every extra pound an hour on a 37.5 hour week adds £1,950 a year to gross pay and about £1,404 to take-home at this level. A £19 rate would be £37,050 a year; £17 would be £33,150.

Frequently asked questions

How much is £18 an hour per year?

£18 an hour is £35,100 a year on 37.5 hours a week, £37,440 on 40 hours and £32,760 on 35 hours, assuming 52 paid weeks. Multiply the rate by weekly hours and then by 52.

How much is £18 an hour per month after tax?

On a 37.5 hour week, £18 an hour gives £2,925 a month before tax and £2,399 after income tax and National Insurance in 2026/27, using the standard tax code.

How much is £18 an hour per week?

£18 an hour is £675.00 a week for 37.5 hours, £720.00 for 40 hours and £360.00 for a 20 hour part-time week, all before tax.

Is £18 an hour above minimum wage?

Yes. £18 is above the National Living Wage of £12.71 an hour for workers aged 21 and over from 2026-04-01.