2026/27 tax year

£10 an hour is how much a year? Salary and take-home pay

£10 an hour is £19,500 a year on a 37.5 hour week, or £1,625 a month and £375.00 a week before tax. After income tax and National Insurance in 2026/27 that is £17,560 a year, £1,463 a month, which works out at £9.00 for every hour worked.

How much is £10 an hour at different weekly hours?

Hours a week	Per week	Per month	Per year	Take-home per year	Take-home per month
20 hours	£200.00	£867	£10,400	£10,400	£867
25 hours	£250.00	£1,083	£13,000	£12,880	£1,073
30 hours	£300.00	£1,300	£15,600	£14,752	£1,229
35 hours	£350.00	£1,517	£18,200	£16,624	£1,385
37.5 hours	£375.00	£1,625	£19,500	£17,560	£1,463
40 hours	£400.00	£1,733	£20,800	£18,496	£1,541
45 hours	£450.00	£1,950	£23,400	£20,368	£1,697

Take-home pay breakdown by period for 2026/27
Item	Yearly	Monthly	Weekly	Daily	Hourly
Gross pay	£19,500.00	£1,625.00	£375.00	£75.00	£10.00
Income tax	−£1,386.00	−£115.50	−£26.65	−£5.33	−£0.71
National Insurance	−£554.40	−£46.20	−£10.66	−£2.13	−£0.28
Take-home pay	£17,559.60	£1,463.30	£337.68	£67.54	£9.00

Where your gross pay goes

Take-home £17,560(90%)Income tax £1,386(7%)National Insurance £554(3%)

Effective tax rate: 10%
Marginal rate: 28%
Personal allowance: £12,570
Tax code: 1257L

Effective rate is income tax, NI and loan repayments as a share of gross pay. Marginal rate is what you lose from the next £1 earned. Employer NI on this salary is £2,175 a year on top.

Income tax by band
Band	Rate	Taxable	Tax
Basic rate	20%	£6,930	£1,386.00
Total income tax		£6,930	£1,386.00

Add pension, student loan or different hours: Open £10/hour in the calculator

Is £10 an hour a good wage?

At £10 the rate is below the £12.71 National Living Wage for workers aged 21 and over, so it is only lawful for younger workers or apprentices. On a 40 hour week the same rate pays £20,800 a year and £1,541 a month after tax, while a 30 hour week gives £15,600 gross.

How much tax do you pay on £10 an hour?

Deductions on the 37.5 hour salary of £19,500 are £1,386 income tax and £554 National Insurance, an effective rate of 10%. The £12,570 personal allowance covers the first part of the year's pay, and the remaining £6,930 is taxed at 20%.

What difference does £1 an hour make?

Every extra pound an hour on a 37.5 hour week adds £1,950 a year to gross pay and about £1,404 to take-home at this level. A £11 rate would be £21,450 a year; £9 would be £17,550.

Frequently asked questions

How much is £10 an hour per year?

£10 an hour is £19,500 a year on 37.5 hours a week, £20,800 on 40 hours and £18,200 on 35 hours, assuming 52 paid weeks. Multiply the rate by weekly hours and then by 52.

How much is £10 an hour per month after tax?

On a 37.5 hour week, £10 an hour gives £1,625 a month before tax and £1,463 after income tax and National Insurance in 2026/27, using the standard tax code.

How much is £10 an hour per week?

£10 an hour is £375.00 a week for 37.5 hours, £400.00 for 40 hours and £200.00 for a 20 hour part-time week, all before tax.

Is £10 an hour above minimum wage?

Not for adults. The National Living Wage for workers aged 21 and over is £12.71 an hour from 2026-04-01, so £10 is only lawful for 18 to 20 year olds (£10.85) or younger workers and apprentices (£8.00).